Mortgages

Best Buy Table for Mortgages

Mortgage Best Buys from Best UK MortgagesWelcome to our Best Buy table.

Our Mortgage Best Buys are chosen from some of the UK's leading mortgage lenders who specialise in home loans for everyone, from First Time Buyers to Remortgage applicants. If you would like more information about the mortgage products we highlight here, please click on our mortgage guide for an explanation from our mortgage experts.

We up date this table weekly to offer you information on each weeks best mortgage buys. Please note that some products may not be available to existing borrowers.

Last Updated Thursday, 3rd July 2008

 

Standard Residential Mortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
Abbey5.79%2 year tracker then standard rate at 7.09
(APR 7.20)
60%£1,4992% of loan amount for 2 years
Cheltenham & Gloucester5.99%3 year tracker then standard rate at 7.00
(APR 7.00)
60%£9953% of loan amount in year 1; 2% in year 2 & 3
Abbey6.04%2 year tracker then standard rate at 7.09
(APR 7.20)
75%£9992% of loan amount for 2 years
Norwich & Peterborough6.09%Lifetime tracker then standard rate at n/a
(APR 6.30)
85%£7993% of loan amount for 2 years

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First-Time Buyer Mortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
Leeds B Soc5.75%2 year fixed until 31-Aug-2010 then standard rate at 7.09
(APR 7.70)
80%3%3% of loan in year 1; 2%, year 2
Alliance & Leicester5.89%2 year tracker then standard rate at 6.49
(APR 6.9)
75%2%No early repayment charge
Abbey6.04%5 year tracker then standard rate at 7.09
(APR 7.10)
75%£13493% of loan amount for 5 years
Cheltenham & Gloucester6.29%5 year fixed until 31-Oct-2013 then standard rate at 7.00
(APR 7.00)
75%£9955% of loan amount in year 1; 4%, year 2; 3%, year 3; 2% until 31-Oct-2013

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Self Certification Mortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
Beacon Homeloans6.60%2 year libor discount then standard rate at 8.30
(APR 8.50)
65%1.5%7% of loan amount in 2 years
Bank of Scotland6.74%3 year tracker until 31-Jun-2011 then standard rate at 7.35
(APR 7.70)
70%1.5%4% of loan amount in year 1; 3%, year 2; 2% until 31-Jul-2011
Beacon Homeloans6.93%2 year fixed then standard rate at 8.35
(APR 8.70)
70%2%7% of loan amount for 2 years
Bank of Scotland7.19%5 year fixed then standard rate at 7.35
(APR 7.80)
75%1.5%4% of loan amount in year 1; 3%, year 2; 2%, year 3; 1%, years 4 & 5

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Remortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
Astra Mortgages (N&P)5.68%3 year stepped fixed/tracker then standard rate at 6.66
(APR 7.00)
85%£8995% of loan amount for 3 years
Abbey5.84%2 year tracker then standard rate at 7.09
(APR 7.20)
60%£14992% of loan amount for 2 years
Norwich & Peterborough6.09%Lifetime tracker then standard rate at n/a
(APR 6.30)
85%£7992% of loan amount for 2 years
Cheltenham & Gloucester6.29%5 year fixed then standard rate at 7.09
(APR 6.90)
75%£9955% of loan amount in year 1; 4%, year 2; 3%, year 3; 2%, year 4&5

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Adverse (Bad Credit) Mortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
I-Group8.24%4 year fixed then standard rate at 9.39
(APR 9.60)
95%£14957% year 1, 6% year 2, 5% year 3, 4% year 4
B M Solutions8.49%3 year fixed until 1-Oct-2011 then standard rate at 8.79
(APR 9.50)
75%£13992% of loan amount until 1-Oct-2011
Platform8.69%3 year fixed until 01-Sep-2011 then standard rate at 9.22
(APR 9.80)
75%£12956% of loan amount until 01-Sep-2011
First National8.94%2 year fixed then standard rate at 9.19
(APR 9.90)
95%£9957% of loan in year 1, 6% in year 2

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Buy-To-Let Mortgages

LenderInitial RateType & TermMax LTVFeeEarly Repayment Charge
The Mortgage Works5.39%2 year tracker BBR +0.39% then standard rate at 7.24
(APR 7.50)
70%3%No early repayment charges
The Mortgage Works6.29%2 year tracker BBR plus 1.29% until 31-Aug-2010 then standard rate at 7.24
(APR 7.50)
75%1.25%5% of loan
Coventry Building Society6.60%1.60% above BBR for Term of mortgage then standard rate at n/a
(APR 6.90)
50%£19994% of loan to be paid until 30/06/2011
B M Solutions6.79%3 year fixed until 01-Oct-2011 then standard rate at 7.44
(APR 7.70)
80%2%3% of loan amount for 3 years

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(Rates last updated on Thursday, 3rd July 2008.)

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