0% Balance Transfers
To balance transfer is to transfer the balance you still owe to your existing credit card provider to a new one offering 0% interest. Depending on the outstanding balance, it is possible to save a large sum of money. The plus point being that it allows you to pay back the actual debt quicker rather than the added interest.
These offers are generally for a limited period generally 6 - 12 months and after this period the outstanding balance will revert to the credit card issuers standard variable rate.
It is advisable to look out for any offers you may receive and keep an eye on the date for the offers expiry. The offers could look something like these:
- 0% balance transfers for 6 months
- 0% on all purchases for 6 months
- 1% Cash Back on all purchases
- 14.9% typical APR variable
- Discounts on your mobile phone bill
- Free purchase protection
- Protection on fraudulent use
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This site is intended for UK residents only. The overall cost for mortgages for comparison is % APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.
Best UK Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority.
Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287







