Student Loans
Student Loans are part of the Government's financial support package for students carrying out a course of Higher Education in the United Kingdom, and are available to help students meet their living costs.
Interest is linked to the rate of inflation, so that in real terms the total amount borrowers repay is equivalent to the amount they have borrowed.
The rate at which borrowers repay their loans depends on the level of their income. You may be required to contribute towards your tuition fees. That would depend on your and your household's income. This will need to be paid directly to the college or university at the start of the academic year.
Those from lower income households will receive help with their fees. Loan repayments start in the April after you leave higher education, and only once you start earning in excess of £15,000. Repayments depend on the amount you earn, not the amount you borrowed.
The maximum amount of loan that you could get for maintenance 2004/05 was;
- £4,095 for students living away from home
- £5,050 for students in London and living away from home
- £3,240 for students living at home
This is expected to rise in line with inflation in 2005
![]()
This site is intended for UK residents only. The overall cost for mortgages for comparison is % APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.
Best UK Mortgages is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority.
Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287







