Mortgages

Professional Mortgage

Professional mortgages The professional home loan is based on a Flexible Mortgage. It has been designed semi-exclusively for dentists, doctors, vets, accountants, solicitors, teachers, and pharmacists.

It allows professionals to borrow 100% of the valuation or purchase price of the property (whichever is lower). Seen as less of a risk by the lenders, they are willing to allow higher income multiplies.

Home loans for professionals This enables mortgage applicants to borrow more because of the type of job that they do. Income multiples range from between 4.5 times annual salary to 5 times annual salary for Professional Mortgages.

Applicants can additionaly borrow another 10% on top of this for any other purpose. For example, any renovations that may be required of your new property, a holiday, car, business or education needs. The funds are available from the day your mortgage completes.

 

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