Mortgages

The One Account

HouseMortgage Providers

The Virgin One account works by putting all funds in one place - mortgage, loans, savings and current account. There are three main ways the account can save money. It could be used to repay a mortgage early and so save on the future interest payments.

You could use your monthly income as well as your savings to reduce the mortgage and interest. As it's interest saved there's no tax to pay. It's the equivalent of earning 5.95% on your money - without paying tax. Interest is calculated on a daily basis and this means that you only pay interest on what you owe that day.

The one account mortgages There are fees to pay and these include;
Land Registration
Valuation
Legal Fee

Though there are no arrangement or application fees to pay.

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